A simpler way to manage your money

Know what you can safely spend — without spreadsheets, stress or guesswork.

Budget Buddy shows you what money is coming in, what bills are going out and how much you can safely spend before your next payment.

Try it now — free

One payment. Lifetime access. No monthly subscription.

Example Budget Buddy plan

Safe to spend

£86

Until Friday 31 July

Current balance
£420
Keep for bills & essentials
£334
Safe amount per day
£12.28

Simple step-by-step setup

No spreadsheets needed

See your upcoming bills clearly

Only £9.99 for lifetime access

Your bank balance does not tell you what you can afford to spend.

You might look at your account and see money available. But some of that may already be needed for rent, electricity, food or other bills.

Budget Buddy brings everything together and shows you what your bank balance does not:

How much is actually safe to spend.

Open Budget Buddy and know where you stand.

  • How much money you currently have
  • What money is coming in next
  • Which bills are leaving next
  • How much must stay untouched
  • How much you can safely spend
  • Your suggested daily spending amount
  • The date your balance may become too low
  • Whether you may go overdrawn before your next payment

How Budget Buddy works

  1. 1

    Add your current balance

    Enter how much money is currently in your account.

  2. 2

    Add money coming in

    Add wages, benefits, pensions or any other regular payments.

  3. 3

    Add bills and essentials

    Enter your rent, utilities, subscriptions, food, travel and other important spending.

  4. 4

    See what is safe to spend

    Budget Buddy shows what needs to stay available and what you can safely use before your next payment.

Made for people who want budgeting to feel less overwhelming

  • Forget when bills are due
  • Find it difficult to keep track of several payment dates
  • Accidentally spend money that was needed later
  • Want to avoid going overdrawn
  • Find traditional budgeting apps confusing
  • Do not enjoy using spreadsheets
  • Feel anxious when dealing with money
  • Want a simple answer instead of lots of charts

Clear, calm and easy to use

One question at a time

Complete your budget without facing a large or confusing form.

Plain English

Understand what everything means without financial terminology.

Large, clear controls

Readable text, clear labels and easy-to-press buttons.

Update when things change

Change your balance, bills or income and Budget Buddy recalculates.

Your data stays on your device

Nothing is uploaded — your plan lives in your own browser.

Keep budgeting simple for £9.99

Budget Buddy Lifetime Access

£9.99

One payment. No monthly subscription.

  • Create your personal money plan
  • Track money coming in and going out
  • See your safe-to-spend amount
  • View upcoming payments
  • Receive predicted overdraft warnings
  • Update your plan when things change
  • Lifetime access to Budget Buddy

Frequently asked questions

Stop guessing what you can afford to spend.

Get Budget Buddy for £9.99

One payment. Lifetime access.